1. Get as close to debt free as possible. No credit cards, no car payments, no student loans. This year I become free of the systematic slavery of the middle class. My parents have a cumulative credit score of (-5) because they got caught in the whirlpool of high interest debt, I won't be the same.
2. Start a college fund for my daughter. If I put $150 a month away from the day she's born until she turns 18 and it earns average interest she should be able to get into a reasonable school without looking at student loans.
3. Find my next step career/education-wise. I'm 27 rushing towards 28 and don't have a career. I have a job. That needs at least a plan to be remedied.
..more to come!